40 English Phrasal Verbs for Talking About Money and Finance

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40 Phrasal Verbs for Talking About Money and Finance

Introduction: 40 English Phrasal Verbs for Talking About Money and Finance

Money and finance are important parts of our daily life. We talk about earning, saving, spending, investing, and budgeting almost every day. To speak naturally and confidently about these topics in English, it is very helpful to learn common phrasal verbs.

Phrasal verbs are widely used in everyday conversations, especially when discussing money and financial matters. Expressions like save up, pay off, cut back, and run out of are commonly used by native speakers in both casual and professional situations.

This blog post, “40 English Phrasal Verbs for Talking About Money and Finance,” is designed to help you learn useful and practical phrasal verbs related to financial topics. Each phrasal verb is explained in simple English, along with its meaning and example sentence, so you can easily understand how to use it in real-life situations.

With the help of this post, you will be able to:

  • Learn commonly used phrasal verbs related to money
  • Understand their meanings clearly
  • Use them correctly in conversations
  • Improve your speaking and writing skills
  • Sound more natural and confident

All the examples are written in easy and clear English, making this post perfect for beginners and intermediate learners. Whether you are talking about daily expenses, planning a budget, or discussing financial goals, these phrasal verbs will be very useful.

This list is especially helpful for:

By practicing these 40 phrasal verbs regularly, you will gain confidence and improve your ability to talk about money and finance in English.

So, let’s get started and explore 40 useful phrasal verbs related to money and finance to boost your English skills!

Pay off

Meaning: To finish paying money owed.
Sentence: He finally paid off his student loan.

Save up

Meaning: To keep money for a future purpose.
Sentence: She is saving up for a new car.

Set aside

Meaning: To save money for a specific purpose.
Sentence: I’ve set aside some money for our vacation.

Take out

Meaning: To borrow money from a bank.
Sentence: He took out a loan to buy a house.

Put aside

Meaning: To save money for later.
Sentence: I put aside some money every month for emergencies.

Cash in

Meaning: To exchange something for money.
Sentence: He cashed in his old coins at the shop.

Cut back

Meaning: To spend less money.
Sentence: We need to cut back on eating out.

Run up

Meaning: To increase or accumulate a bill or debt.
Sentence: She ran up a huge credit card bill.

Pay back

Meaning: To return money that was borrowed.
Sentence: I’ll pay you back next week.

Look into

Meaning: To investigate or research financial options.
Sentence: I will look into getting a cheaper insurance plan.

Pick up

Meaning: To increase or rise in price.
Sentence: Prices have picked up since last year.

Shell out

Meaning: To pay a large amount of money.
Sentence: I had to shell out a lot for repairs.

Take over

Meaning: To gain control of a company or business.
Sentence: The company was taken over by a larger firm.

Pay off

Meaning: To have a positive result or benefit after paying money.
Sentence: His hard work paid off, and he got a promotion.

Throw away

Meaning: To waste money on something unnecessary.
Sentence: Don’t throw away money on things you don’t need.

Break even

Meaning: To neither make a profit nor a loss.
Sentence: The business broke even after the first year.

Put down

Meaning: To make a deposit or initial payment.
Sentence: We put down a deposit on the apartment.

Give away

Meaning: To donate money or goods for free.
Sentence: She gave away all her old clothes to charity.

Pay up

Meaning: To pay all of a debt.
Sentence: You need to pay up before the end of the month.

Look after

Meaning: To manage or take care of finances.
Sentence: She looks after the family budget.

Buy up

Meaning: To buy all or most of something.
Sentence: They bought up all the available stocks.

Set up

Meaning: To establish or create something, like a savings account.
Sentence: I set up a savings account for my child.

Chip in

Meaning: To contribute money for a shared purpose.
Sentence: Everyone chipped in for the birthday gift.

Hold back

Meaning: To keep money instead of spending it.
Sentence: I’m holding back on buying a new phone.

Run out

Meaning: To finish all of something, like money.
Sentence: We ran out of money before the end of the month.

Take in

Meaning: To earn or receive money.
Sentence: He takes in a good salary from his job.

Cash out

Meaning: To exchange an investment or asset for cash.
Sentence: She cashed out her stocks to buy a house.

Put up

Meaning: To offer money for something, such as a loan or investment.
Sentence: He put up $500 to start the business.

Mark up

Meaning: To increase the price of something.
Sentence: The store marked up the prices during the holiday season.

Cash up

Meaning: To calculate and prepare the money at the end of the day.
Sentence: She cashed up the register at the end of her shift.

Live off

Meaning: To depend on money or financial support from something or someone.
Sentence: They live off the money they make from their business.

Pay down

Meaning: To reduce a debt.
Sentence: They are working hard to pay down their mortgage.

Take from

Meaning: To withdraw or take money from an account.
Sentence: He took money from his savings to pay for repairs.

Cut down on

Meaning: To reduce spending.
Sentence: I need to cut down on unnecessary expenses.

Bring in

Meaning: To earn or generate money.
Sentence: The company brings in a lot of profits every year.

Run through

Meaning: To spend money quickly or carelessly.
Sentence: He ran through his paycheck in just one week.

Get by

Meaning: To manage financially with limited money.
Sentence: We’re just getting by with the money we have.

Put in

Meaning: To invest or contribute money into something.
Sentence: She put in a lot of money to start her own business.

Take off

Meaning: To become very successful or profitable.
Sentence: The company’s sales took off after the new product launch.

Pay in

Meaning: To deposit money into an account.
Sentence: I’ll pay in the check tomorrow.

Conclusion:

Phrasal verbs related to money and finance are widely used in everyday and professional English.

By learning these 40 money-related phrasal verbs, you can talk more confidently about expenses, income, savings, and financial decisions.

These expressions are helpful for students, professionals, and anyone managing personal finances.

Practice them regularly, and your English will become more natural and fluent.

More phrasal verbs:

Want to learn more? Check out similar posts on English Phrasal Verbs.

About the Author

Hi, I’m Manoj, an English teacher and soft skills trainer with over 10 years of experience helping students, job seekers, and professionals speak English confidently. Thousands of learners visit my website every month to improve their communication skills in a simple and practical way.

I specialize in spoken English, vocabulary building, grammar, phrasal verbs, and daily-use English. Through Love You English, I share easy explanations, real-life examples, and powerful learning techniques to help you speak naturally and without fear.

My mission is simple: to make English learning clear, enjoyable, and truly useful for real life.

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